This Simple Mortgage Calculator is designed for non-financial experts. This spreadsheet allows you to estimate your new mortgage payment by taking into account your actual budget. By considering your real-life expenses, this calculator provides a realistic picture of whether you can afford a specific home.
Designed for people who are not financial experts
Shows your new mortgage payment in the context of your actual budget
Easily shows if you can afford a house
Easy to extend, customize, and adapt to your needs
Pulls in live market data for interest rates (Google Sheets only)
An Apple Numbers template file that works on Mac, iOS, and iPadOS
A link to copy a Google Sheets template